{"id":501,"date":"2020-12-14T16:48:25","date_gmt":"2020-12-14T15:48:25","guid":{"rendered":"https:\/\/financemagazin.eu\/?p=501"},"modified":"2024-05-25T21:53:28","modified_gmt":"2024-05-25T19:53:28","slug":"ztrati-platebni-karty-smysl-apple-pay-pouzivaji-desitky-tisic-lidi","status":"publish","type":"post","link":"https:\/\/financemagazin.eu\/?p=501","title":{"rendered":"Ztrat\u00ed platebn\u00ed karty smysl? Apple pay pou\u017e\u00edvaj\u00ed des\u00edtky tis\u00edc lid\u00ed"},"content":{"rendered":"\n

Kde jsou ty \u010dasy, kdy byly mobiln\u00ed telefony ur\u010den\u00e9 v\u00fdhradn\u011b k telefonov\u00e1n\u00ed? A kde je ta doba, kdy se citliv\u00e9 informace nedaly ukr\u00e1st p\u0159es telefon? P\u0159esto smartphony nab\u00edzej\u00ed v\u00fdrazn\u011b v\u00edce u\u017eitku a nebezpe\u010dn\u00e9 jsou jen do t\u00e9 m\u00edry, do jak\u00e9 jim to dovol\u00edte.<\/p>\n\n\n\n

„
Pokud v\u00e1m n\u011bkdo ukradne smartphone s aktivn\u00edm Apple Pay, bez PIN k\u00f3du, otisku prstu nebo skenov\u00e1n\u00ed obli\u010deje nem\u016f\u017ee platbu prov\u00e9st.<\/p>\n\n\n\n

K seznamu kontakt\u016f do telefon\u016f postupn\u011b p\u0159ibyly e-maily, p\u0159ipojen\u00ed na internet i kvalitn\u00ed fotoapar\u00e1t, a\u017e se staly vhodn\u00fdmi na komunikaci, z\u00e1bavu i pr\u00e1ci. P\u0159esto jim st\u00e1le n\u011bco chyb\u011blo a byli jen jak\u00fdmsi dopl\u0148kem ka\u017edodenn\u00edho \u017eivota. Zm\u011bnilo se to a\u017e t\u00edm, jak do nich p\u0159ibyly platebn\u00ed n\u00e1stroje.<\/p>\n\n\n\n

D\u00edky technologi\u00edm Apple Pay a Google Pay u\u017e s sebou nemus\u00edme nosit hotovost ani platebn\u00ed kartu, smysl dokonce p\u0159estala d\u00e1vat i samotn\u00e1 pen\u011b\u017eenka.<\/p>\n\n\n\n

Sta\u010d\u00ed mobiln\u00ed telefon nebo hodinky, kter\u00e9 podporuj\u00ed opera\u010dn\u00ed syst\u00e9m iOS a m\u016f\u017eete platit. Mo\u017en\u00e1 to p\u016fsob\u00ed jako zbyte\u010dn\u00e1 vychyt\u00e1vka, dokud si neuv\u011bdom\u00edte, \u017ee pen\u011b\u017eenku si zapom\u00edn\u00e1me mnohem \u010dast\u011bji ne\u017e mobil. Jak je to v\u0161ak s mobiln\u00edmi platbami v p\u0159\u00edpad\u011b bezpe\u010dnosti? Nen\u00ed t\u0159eba se jich b\u00e1t?<\/p>\n\n\n\n

Prvn\u00ed t\u0159i t\u00fddny od spu\u0161t\u011bn\u00ed Apple Pay<\/p>\n\n\n\n

„Kdo si jednou vyzkou\u0161\u00ed zaplatit mobilem, pochop\u00ed v\u0161echny v\u00fdhody. Je to rychl\u00e9 i pohodln\u00e9, nav\u00edc bezpe\u010dn\u011bj\u0161\u00ed ne\u017e placen\u00ed kartou, „\u0159\u00edk\u00e1 Zden\u011bk Rom\u00e1nek, \u010dlen p\u0159edstavenstva \u010cesk\u00e9 spo\u0159itelny zodpov\u011bdn\u00fd za retailov\u00e9 bankovnictv\u00ed.<\/p>\n\n\n\n

Obecn\u011b platn\u00e9 standardy bezpe\u010dnosti<\/p>\n\n\n\n

vyhn\u011bte se n\u00e1v\u0161t\u011bv\u00e1m pochybn\u00fdch webov\u00fdch str\u00e1nek,
minimalizujte pou\u017eit\u00ed ve\u0159ejn\u00fdch wifi p\u0159\u00edstupov\u00fdch bod\u016f,
neklikejte na ka\u017edou adresu, kter\u00e1 v\u00e1m p\u0159ijde od nezn\u00e1m\u00e9ho odes\u00edlatele,
nesna\u017ete se otev\u00edrat p\u0159\u00edlohy v nevy\u017e\u00e1dan\u00fdch zpr\u00e1v\u00e1ch,
nepodce\u0148ujte tvorbu hesel.
Apple Pay vyu\u017e\u00edv\u00e1 ke komunikaci s platebn\u00edm termin\u00e1lem technologii NFC, \u010dili bezkontaktn\u00ed p\u0159enos dat na kr\u00e1tk\u00e9 vzd\u00e1lenosti. Platebn\u00ed \u00fadaje si \u0161ifruje samostatn\u011b. Apple tak nesb\u00edr\u00e1 \u00fadaje o \u017e\u00e1dn\u00fdch kart\u00e1ch, jejich iPhony jsou p\u0159i placen\u00ed jen oby\u010dejn\u00fdm telefonem.<\/p>\n\n\n\n

„Ke ka\u017ed\u00e9 platb\u011b vznik\u00e1 specifick\u00e9 \u010d\u00edslo, kter\u00e9 se do\u010dasn\u011b ulo\u017e\u00ed v za\u0159\u00edzen\u00ed. D\u00edky tomu u\u017eivatel neplat\u00ed p\u0159\u00edmo p\u0159es fyzickou kartu, ale p\u0159es jej\u00ed tokenizovan\u00fa verzi v za\u0159\u00edzen\u00ed. V\u0161imnout si to m\u016f\u017eete na Blo\u010dky, na kter\u00fdch je posledn\u00ed \u010dty\u0159\u010d\u00edsl\u00ed jin\u00e9 ne\u017e \u010d\u00edslo samotn\u00e9 karty, „vysv\u011btluje bezpe\u010dnostn\u00ed expert \u010cesk\u00e9 spo\u0159itelny Du\u0161an Petri\u010dko.<\/p>\n\n\n\n

Apple Pay zkombinovalo jednoduchost a bezpe\u010dnost plateb, p\u0159i\u010dem\u017e umo\u017e\u0148uje m\u00edt v jedn\u00e9 aplikaci n\u011bkolik karet. A to nejen na Slovensku, ale i v zahrani\u010d\u00ed.<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

„Ukazuje se, \u017ee Slov\u00e1ci maj\u00ed r\u00e1di technologick\u00e9 novinky a vyu\u017e\u00edvaj\u00ed je v maxim\u00e1ln\u00ed m\u00ed\u0159e. Proto jsme se rozhodli spustit je hned, jak to bylo mo\u017en\u00e9, podobn\u011b jako u Google Pay, „\u0159\u00edk\u00e1 Rom\u00e1nek.<\/p>\n\n\n\n

Potvrzuj\u00ed to i \u010d\u00edsla \u010cesk\u00e9 spo\u0159itelny. Za prvn\u00ed t\u0159i t\u00fddny od spu\u0161t\u011bn\u00ed si Apple Pay aktivovalo p\u0159es 22 tis\u00edc lid\u00ed.<\/p>\n\n\n\n

„U\u017e po prvn\u00edch dnech pou\u017e\u00edv\u00e1n\u00ed vid\u00edme na na\u0161ich klientech, \u017ee je to obrovsk\u00e1 zm\u011bna v komfortu denn\u00edho bankovnictv\u00ed. O slu\u017ebu je enormn\u00ed z\u00e1jem, „dod\u00e1v\u00e1 Rom\u00e1nek.<\/p>\n\n\n\n

\n\n\n\n

Redakce rad\u00ed: Nechte se inspirovat zaj\u00edmav\u00fdmi \u010dl\u00e1nky, tipy a n\u00e1pady, inspirace<\/u><\/a>\u00a0nen\u00ed nikdy dost.\u00a0<\/p>\n\n\n\n

\n","protected":false},"excerpt":{"rendered":"

Kde jsou ty \u010dasy, kdy byly mobiln\u00ed telefony ur\u010den\u00e9 v\u00fdhradn\u011b k telefonov\u00e1n\u00ed? A kde je ta doba, kdy se citliv\u00e9 informace nedaly ukr\u00e1st p\u0159es telefon? P\u0159esto smartphony nab\u00edzej\u00ed v\u00fdrazn\u011b v\u00edce u\u017eitku a nebezpe\u010dn\u00e9 jsou jen do t\u00e9 m\u00edry, do jak\u00e9 jim to dovol\u00edte. „Pokud v\u00e1m n\u011bkdo ukradne smartphone s aktivn\u00edm Apple Pay, bez PIN k\u00f3du, […]<\/p>\n","protected":false},"author":2,"featured_media":502,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[46],"tags":[],"class_list":["post-501","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aktuality"],"_links":{"self":[{"href":"https:\/\/financemagazin.eu\/index.php?rest_route=\/wp\/v2\/posts\/501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financemagazin.eu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financemagazin.eu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financemagazin.eu\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/financemagazin.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=501"}],"version-history":[{"count":0,"href":"https:\/\/financemagazin.eu\/index.php?rest_route=\/wp\/v2\/posts\/501\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financemagazin.eu\/index.php?rest_route=\/wp\/v2\/media\/502"}],"wp:attachment":[{"href":"https:\/\/financemagazin.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=501"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financemagazin.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=501"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financemagazin.eu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}